Bernard Sands covers the retail-distribution spectrum -- from the "key" accounts, such as department stores, discounters and mass merchandisers, to the tens of thousands of independent retailers and distributors that are the lifeblood of many companies.

• Credit Line Recommendations
• Payment Quality Index
• Trade Payment Reports
• Financial Statements
• Change Alerts Via E-mail
• Top Rated Collections Services

Snap!™ Reports offer credit recommendations on over 250,000 private and public retailers in North America. Monitor changes in the recommendation status right from your desktop. Get a snapshot view of your customer including a credit line recommendation, access to trade payment references and financial statements.

Decision Maker reports on the major accounts give you insight into the company's financial condition and payment habits, in addition to commentary and analysis on short term and long term risk. They include a credit guideline and Payment Quality Index score, and provide usable financial metrics paired with expert commentary and analysis - as well as to communicate key developments and their impact on credit risk. Our Industry Sector Research portfolio provides access to the complete library of reports, broken out by industry sector or by account.

For sales information, or to see a demonstration of Sands credit tools, please contact info@bernardsands.com or 201-714-4500.

For customer service, please contact customerService@bernardsands.com or +1 646-442-3498.

For credit inquiries, please contact ChiefCreditOfficer@bernardsands.com.

For advertising or sponsorship opportunities, please contact info@bernardsands.com or 201-714-4500.